“Those residents without flood insurance are eligible for up to $33,000 in FEMA individual disaster assistance funds, although most will likely receive less than that, based on payments following other major disasters.“
It’s not clear to me why the government should subsidize home owners who choose not to get flood insurance. They’re home owners. What about tax payers who don’t own homes? Why should they subsidize home owners?
I think Jesus said it best.
For everyone who has will be given more, and he will have an abundance. But the one who does not have, even what he has will be taken away from him.” Matthew 25:29